Taking The Mystery Out Of Retirement Planning
Privacy Disclaimer
Taking the Mystery Out of Retirement Planning offers a simplified, bottom-line
approach to figuring out how much you need when you retire, taking into account
your savings accumulation as well as anticipated spend down during retirement.
There are four worksheets in which you can enter information such as your age
and the number of years until retirement, current assets and savings, savings
and assets expected during retirement, current expenses, and expenses expected
during retirement, and then select from a range of assumed rates of return. The
final worksheet provides projections and results, comparing anticipated income
and expenses over your retirement, and identifies additional savings you might
need to make up any gap. The information you enter will be saved for this
session only.
However, as a convenience, this website provides users the option of creating
an account with which the user can save data entered on the worksheets. If you
create an account, you can return and view your saved information. For privacy
and the protection of your entries, you must provide a username and password to
establish secure access to your account information. For additional privacy,
choose a username and password that is not personally identifiable. Note that
you need to write down your username and password, as neither you nor the
Department of Labor will be able to retrieve them.
If you register, the numbers that you enter on the worksheets will be saved
when you click on the Save button. Then when you return, just sign-in with your
username and password, load your saved information, and you will see the
information that you previously filled in on the worksheets. You can delete
your data at any time.
If you do not register, your data will not be saved beyond the current session.
You can, of course, re-enter information when you return.
Remember, these worksheets will give you an estimate, not guaranteed numbers.
Regard it as a starting point that will provide a big clue in taking the
mystery out of your retirement planning.